Building Tips

Mountain and Lake Building

Building a home in the mountains or on a mountain lake presents unique challenges which need to be considered not only during the building process, but during the land buying process as well. Certain lots may have very attractive geographical characteristics such as great views or water frontage (creek, lake, etc.) but these same features can dictate construction options that could limit home size and placement, create ease of access issues, and substantially increase building cost. As a result, the total cost of site development, which could vary greatly from lot to lot, should be considered before making an offer to purchase raw land. These factors are not always obvious to the first-time mountain real estate buyer.

Here are some highlights of things to consider:

Surveys

This is probably the single most important piece of due diligence when purchasing raw land, even in subdivisions. Since much land is this area was surveyed and platted years ago, many landmarks are missing and recorded plats can be inaccurate. A current survey is the only way to be certain that you are getting what you pay for when you buy raw land.

Slope

The slope of land is a double edged sword. Greater slopes generally mean better mountain and lake views due to the ability to see over trees and neighboring properties below the homesite. However, steep slopes can impact Septic Permitting, homesite selection, and construction cost.

Septic Permitting

The slopes, water features, and geography of this area sometimes make septic permitting difficult. The regulations regarding allowable slopes for leach fields, soil content, and waterfront setback can restrict, or in some cases even prohibit, conventional septic permitting. Various types of soil tests and perk tests are available to validate septic feasibility prior to purchase.

Well Water

Except for in-town properties, most property in this area is on well water. If a community well system is not in place, the availability of a water source with good water and a solid flow rate is essential. The depth of drilling required to reach a good water source can have significant cost implications.

Homesite Selection

Proper homesite selection is critical to optimizing the value and enjoyment of any piece of raw land. The position and angle of the home will determine views, ease of access from entry road, driveway length and cost, septic feasibility.

Water Level Fluctuation

The mountain lakes in this area are one of its greatest attractions. Since these lakes are managed by a system of dams controlled by agencies like the Tennessee Valley Authority (TVA) and the US Army Corp of Engineers, it is important to understand water level fluctuation issues which can vary greatly from lake to lake. Water level fluctuation can impact recreational uses, dock permitting, and views which can have a significant impact on property value and enjoyment. Go to Area Info. (link) for lake specific information on water level fluctuation.

Dock Permitting

For lakefront properties, having a dock permit can be an important factor in lot value and use. The permitting process is not always straight forward or quick. Review of existing permits and understanding the permitting process is important.